1, the standards are different: the grant is an economic reward given by the state to students and does not need to be repaid; Student loan is a loan that students put forward to financial institutions through rambling and needs to be repaid.
2. The nature of grant is different: grant in batches and in different periods; Student loans are paid in one lump sum.
3. Different application conditions: the grant is mainly to examine students' moral character; Student loan is to examine students' family situation.
Grant introduction
Grants, also known as scholarships, are financial support for students admitted to qualified institutions of higher learning to pay school expenses, including tuition and fees, room and board, books, school supplies and transportation expenses.
Scholarships are for undergraduates. The amount of scholarship depends on the needs, admission fees and admission status, and does not need to be repaid. Students can only get it once a school year.
Student loan introduction
There are four forms of student loans: national student loans; Student-origin credit student loan; Colleges and universities use state financial funds to issue interest-free loans to students; General commercial student loans.
The difference between state grants and tuition fee remission
The nature is different, that is, you can get a scholarship without tuition. Scholarships must be submitted and distributed every semester. In Grade 07, each class in our department takes turns, with eight places per semester, one person 1500 yuan.
(It used to be 1000 yuan per semester. ) is issued by the state to college students free of charge. In principle, it is for students from poor families, but we all share it equally. There is no conflict between state grants and tuition refund. In addition to subsidizing tuition fees for needy students in the hardest hit areas, the state also gives additional state grants to those who have not received state grants. May, June and July will be returned to 200 yuan every month, and the remaining 1.400 yuan will be returned half of each semester, and each will be returned to 700 yuan. And students can get it directly.