Up to now, with the help of the Internet and big data, Shenzhen has successfully completed various annual targets and tasks, and has made outstanding achievements in the promotion of "double promotion", "provincial general office" and "inter-provincial general office" in the province's real estate registration capacity and work style. The reform of "decentralization, strengthening supervision and improving service" has achieved remarkable results, the quality and efficiency of service have been continuously improved, and the convenience level and enterprise benefits have been continuously improved.
18 bank opens "real estate registration+financial services"
Shenzhen Real Estate Registration Center took the lead in cooperating with financial institutions in the province, and opened convenience service windows for real estate registration and financial services at bank outlets, which brought convenience for banks and citizens to handle real estate mortgage loans. According to the requirements of the task list of the "No.1 Reform Project" of the business environment in 2020, Shenzhen has accelerated the registration of real estate and financial services. At present, it has established cooperation with China Industrial and Commercial Bank, China Merchants Bank, China Construction Bank, China Bank, Shenzhen Rural Commercial Bank, Ping An Bank, China Everbright Bank, Agricultural Bank and other 18 banks.
As a feature of this service, enterprises and citizens can register and cancel the mortgage for the first time in the bank without running errands, and realize the online registration and cancellation of the mortgage for the first time in 1 working day. At present, there are 8 cooperative banks 18 registered with Internet and real estate mortgage, covering business outlets 1200. During the epidemic period, mortgage loans1240,000 were registered and cancelled online for the first time, accounting for 50% of the total business volume.
In addition, Shenzhen Real Estate Registration Center, in conjunction with judicial, taxation, people's livelihood and other departments, makes full use of digital, intelligent and information technology to build more application scenarios of online real estate registration service "fast track": after real estate registration is linked with water, electricity, water and electricity account opening (transfer), commercial housing transfer registration, online self-service for water and electricity transfer (transfer), TV account opening and online account opening are launched. There are three tax reduction and exemption items, such as husband and wife's name change, divorce property division and legal heir inheritance. Citizens do not need to submit tax exemption certificates when registering real estate, nor do they need to go through tax exemption procedures at Shenzhen Taxation Bureau to realize direct tax exemption. It is expected that the real estate registration and unsealing service will be fully realized immediately from May 3 1 202 1.
The processing time limit ranges from "calculated by day" to "calculated by minute"
In 20 19, the general office of the State Council and the general office of the provincial government respectively issued the Notice on the Processing Time of Compressed Real Estate Registration (Guo Ban Fa [2065438+09] No.8) and the Notice on Printing and Distributing the Implementation Plan of Guangdong Compressed Real Estate Registration Processing Time (Guangdong Government Office [2065 438+09] 13).
Shenzhen has fully implemented the spirit of superiors, issued a series of supporting documents, refined the division of responsibilities and work requirements, established a task ledger, fully reduced the time for real estate registration, and fully deployed the "double promotion" action of building real estate registration capacity and work style.
According to the statistics of the provincial real estate registration information management platform, in 2020, the total real estate registration business in the province reached11550,800, and more than 2.535 million cases were handled within 60 minutes, accounting for 22% of the total business. In other words, at least one of the five people who have registered for real estate will be settled within 60 minutes. The province achieved 3 working days for general registration and 1 working day for mortgage registration, exceeding the national task target.
Shenzhen's performance is particularly outstanding. The time limit for business processing has changed from "daily calculation" to "minute calculation", and the cycle limit has been compressed. For businesses such as the transfer and registration of inter-enterprise stock houses, the first registration of general mortgage between enterprises and mortgagors is reduced to "30 minutes", the business such as mortgage registration is reduced to 1 working day, the business such as real estate transfer registration is reduced to 2 working days, the business such as the first registration of real estate is reduced to 3 working days, and the cost of mass enterprises is "reduced once". During the epidemic period, priority was given to the rapid handling of business related to medical and life-support materials production enterprises, which opened a green channel for many enterprises such as Shenzhen Cisco Purification Co., Ltd. and reduced the institutional transaction costs of enterprises.
"internet plus" realizes "zero errands and no meetings"
You can handle your own property in another city or even another province without leaving home or out of the city. This seemingly distant dream is gradually being realized in Guangdong.
In September 2020, the Guangdong Provincial Department of Natural Resources issued a notice on the implementation plan of "cross-city connection", and officially launched the pilot project of "cross-city connection" for some high-frequency real estate registration businesses in Guangzhou, Shenzhen and Zhuhai. Subsequently, Guangzhou, Shenzhen and Zhuhai completed the preparatory work of "cross-city connection" before June 30, 2020, and realized the "cross-city connection" of transfer registration, change registration and cancellation registration of state-owned construction land use rights and house ownership before the end of February 65438. By the end of 2020, Guangzhou, Shenzhen and Zhuhai will fully realize the goal of "cross-city communication" as scheduled.
Among them, the hall adopts the mode of "application in different places, territorial acceptance, big data review, online payment and EMS delivery", and realizes the cross-city real estate registration business "handling nearby and only running once" through the mode of "running data lines and sending express lines"; Online application adopts remote identity authentication, face recognition, electronic signature (name) and other technical means to realize online acceptance, big data audit, self-service tax payment (fee) and electronic license issuance; If it is necessary to submit paper materials and obtain a paper real estate ownership certificate, the applicant can choose two-way EMS mailing service when handling business, so as to realize the service of "running errands without meeting".
In the same period, according to the Guiding Opinions on Accelerating Inter-provincial Communication of Government Services issued by the General Office of the State Council in September 2020 and the Notice on Printing and Distributing the Work Plan for Promoting Inter-provincial Communication and Intra-provincial Communication of Government Services issued by the General Office of Guangdong Provincial People's Government in October 2020, the Department of Natural Resources of Guangdong Province guided Guangzhou and Shenzhen to accelerate the pre-sale of commercial housing. By the end of 2020, all services in Guangzhou and Shenzhen will be "inter-provincial", further enhancing the convenience of enterprises and people in different places.
In addition, Shenzhen, as the first batch of cities, has taken the lead in implementing the New Deal since September, 2020 1, which has solved the bottleneck of identity documents for Hong Kong and Macao banks to handle real estate mortgage registration in nine cities in mainland Greater Bay Area, bringing great convenience for Hong Kong and Macao residents to buy houses in mainland Greater Bay Area through Hong Kong and Macao banks and Greater Bay Area enterprises to carry out cross-border mortgage financing through Hong Kong and Macao banks.
In 20021year, Guangdong Provincial Department of Natural Resources will continue to guide Guangzhou, Shenzhen and Zhuhai to realize the "cross-city communication" of real estate registration business as soon as possible, and realize the "cross-province communication" of real estate registration business in Guangzhou and Shenzhen, so as to set a strong demonstration effect for promoting the "cross-city communication" of real estate registration business in nine cities in the Pearl River Delta and even the whole province and serve the overall development of Guangdong-Hong Kong-Macao Greater Bay Area.