What are the application conditions for business loans of enterprises in Shenzhen? What materials are needed? Shenzhen commercial loans are aimed at enterprises established in Shenzhen for more than 2 years, and the amount of commercial loans is determined according to the enterprise profit tax return. In addition, the hard condition is that the enterprise has good credit and the debt cannot exceed 60%-70%. The required materials are the identity certificate of the business owner, as well as the business operation and tax payment certificate. The application conditions for business loans of enterprises in Shenzhen are 1. This enterprise has been established for two years. 2. Billing amount in the last six months: the enterprise loan amount is verified according to the enterprise tax declaration amount. 3. Invoicing (VAT invoice), two-year annual report, one-month monthly report, and the invoice situation in the last six months. 4. The applicant's personal credit must be good, and the corporate debt ratio cannot exceed 60~70%. Application materials for commercial loans of enterprises in Shenzhen 1. Enterprise marketing license, tax registration certificate, organization code certificate, capital verification report, value-added tax or income tax payment certificate for the last six months, financial statements of the last year, bank statements of the enterprise for the last six months, etc. 2. Identity cards or passports of the main members of the enterprise and shareholders holding more than 0/5% of the shares of the enterprise/KLOC-.