In any case, many people will choose to borrow money from family and friends, but venture capital is not a small amount, ranging from thousands to tens of thousands, and many people will take out so much money. Coupled with the risk of losing money in starting a business, it is even more difficult to borrow money.

If you need venture capital, are there any good ways to borrow money? There are many credit platforms to help small and micro enterprises. Remember to choose a regular platform. For example, 70% of credit users with little knowledge and finance are small and micro business owners.

This answer is provided by Kangbo Finance, which is helpful to interpret financial hot events, popularize financial knowledge, be professional, and pursue useful, vivid and diverse financial communication methods.

2. What business license do I need to apply for a commercial loan?

You can apply for a venture loan, and the borrower needs to meet the loan conditions and submit information.

Application conditions:

1, age18;

2. There is a clear proof of residence or fixed property;

3. Having a business place or business license and business license.

Application materials:

1, ID card;

2. Proof of marital status;

3, personal or family income and property status and other repayment ability documents;

4. Agreements and contracts related to the loan purpose;

5. Guarantee materials, including the ownership certificate and list of collateral or pledge, and the collateral evaluation report issued by the evaluation department recognized by the bank;

6. Finally, there must be collateral. There are many mortgage methods, such as chattel and real estate mortgage, time deposit certificate pledge, securities pledge, movable property pledge with strong liquidity and so on.

3. What are the platforms for venture loans?

You can apply for a risk loan from the bank. This is the safest platform. Like an entrepreneurial platform, it will be more credible to choose a relatively mature platform, such as Tencent's creative space. It's always good to be cautious when choosing.

I want to start a business with a loan. Is there a better way to borrow money, or nothing? ...

Hello, there are many unsecured credit service companies at present. I suggest you choose carefully. Pay attention to the safety of products and the precautions of products, such as loan amount, application materials, repayment time, interest rate, etc. Only in this way can we effectively prevent personal interests from being damaged. Youhuagan is a brand of Baidu's credit service, which was jointly launched by Baidu and its cooperative institutions. High security, pure online application, no mortgage, simple application materials, the fastest review in 30 seconds, the fastest loan in three minutes, and low interest rate. You can repay in installments, up to 36 installments, or you can repay in advance. After repayment, the amount can be recovered and the loan can be borrowed again. I hope this answer can help you. Click on the bottom of the phone and measure it immediately!