Most people think that Wenzhou people and Shanxi people bought it at the market price after the opening. Then you are wrong, real estate speculators know the weakness of developers-lack of money! The intervention of huge amounts of money will make developers shine at the moment and feel dizzy.

Because, to be honest, it is far from easy to borrow hundreds of millions or billions from banks. Real estate speculators, that is, rich people form a group to provide huge funds to real estate developers.

Purpose 1: to help real estate developers maintain and expand their own aura. The real estate industry is always at the forefront of the wolf. If you don't advance, you will retreat. If you don't advance, you will die.

Goal 2: make the price of urban housing (including business and housing) soar, and completely activate consumers' psychology of buying up and not buying down.

Goal three: revitalize the capital chain of real estate developers, so that the difficulty of huge bank loans can be gradually digested and decomposed into rigid property buyers and the middle class (mostly bank mortgages).

In fact, investment buyers can be said to be eating bones lost by others like dogs.

Obviously, the real estate bubble is caused by four conditions: 1, ignorant government policies, 2, greedy commercial banks, 3, unscrupulous wealthy class, 4, innocent China civilization (settling down and starting a career is a symbol of adulthood).

How much is the top secret second house worth?

Whatever you say it's worth! Since buying a house is an investment for everyone, small or large fluctuations between its price and cost should be regarded as normal.

It is not normal not to go up or down. The faster it rises, the more it should fall.

What the public expects is: 1, the rich should have social morality and should not contribute to high housing prices; 2, the national policy should be clear, you encourage high housing prices is contrary to narrowing the gap between the rich and the poor; 3. Commercial banks should provide services for the development of science, education, culture, health and manufacturing related to the fate of the country, and cool down the enthusiasm for the virtual economy.

Three top secret hidden rules of real estate industry

Collusion between officials and businessmen has become a major event. It is difficult to take action without collusion with officials (at least the top leaders of all relevant authorities). If you want to go along with your feelings, you can't talk about them without saying anything.

Shantou is essential. Either it is the banner of overseas investment (in fact, it is tiger skin), or it is the origin of Zhejiang and Fujian rich people. The larger the displacement of Mercedes-Benz and Porsche, the more attractive they will be, and the more radical their brochures and slogans will be, the more they will impress China people.

Grasping opportunities is a master. National land policy, bank loan policy and urban planning plan have always been the masterpieces of low IQ and low level government officials, economists and financiers in China, with outstanding achievements, short-term effects, contradictions and loopholes, and there is much to be done to "scratch the edge".

There are many financing channels. If you have the conditions, you can go to A-share to collect some cash and come back to "be bigger and stronger". Folk hot money should not be underestimated. Real estate speculators are a typical example. For developers, tens of millions and hundreds of millions of cash are sometimes as expensive as spring rain. At that time, developers can even kneel to real estate speculators (top secret). As for the huge profits of real estate speculators, they have already seen them upstairs.

The real estate industry makes a fortune by tax evasion, which is a holy land for money laundering. Very simple formula: total sales of real estate-(land premium+construction cost+supporting expenses of water and electricity) = gross profit.

Paying about 50% of various taxes and fees is pure profit.

We can make a big fuss about the construction cost: originally it was 1 1,000 yuan/square meter, and we can collude with the boss of the construction company (top secret) and sign the settlement bill of 1 800 yuan/square meter. The excess 800 yuan/m2 is returned to the developer through the account of the construction team or in cash, and the construction tax is only about 3.4%, at least 30% can be avoided. Money laundering is closely related to tax evasion.

I really don't think it's enough. I can use the guise of "sending 200 thousand fine decoration" The principle is the same as above

Top secret four on retail real estate speculation

The case is as follows:

1, 1 10,000 yuan down payment of 30%, 1 10,000 yuan mortgage three sets, with a total price of 3 million yuan and an expenditure of 900,000 yuan.

2. When the house is delivered two years later, the house maintenance fund and deed tax will be paid 3.5% on the same day. In two years, the bank loan of 300,000 yuan has been returned. When you received the house, you spent a total of 6.5438+0.305 million yuan.

At this time, the house price has increased by 20% in two years, and the total price of your three suites in the market has reached 3.6 million. Through your listing in the real estate agency, you may be lucky to get rid of all 3.6 million pounds and get a profit of 295,000 pounds.

4. Actual profit Compared with bank deposits, the interest of bank deposits of 6,543,800 yuan in two years can reach 6,543,800 yuan (with high interest on large deposits), and you actually earn 6,543,800 yuan more than bank deposits.

5. If the intermediary sells your third suite within 1 year, your actual profit will be 35,000 yuan less than the deposit interest (more than one-year mortgage loan 1.5 million yuan).

6. If it coincides with the national real estate policy regulation, or if you have been greedy for five years, you can do the math yourself. Then, you will die. Not just an idiot.

At that time, the bank will send you a letter every day to urge you to repay. You really can't stand it. You sold your Li Xia car, married your 16-year-old daughter early, and even your wife will go to the streets of Guangzhou to help you make money and pay off your debts. Maybe you'll jump off a building. Even if you don't jump off a building, the court will take you into a dark room. If you jump off a building, it's a real estate crash in China.

Top secret five, talk about real estate speculators again

where is the money to come from?

Shanxi coal boss: illegal exploitation of national resources, cheap use of labor, poor mining equipment and safety technical measures, and joint efforts to drive up coal prices have achieved capital accumulation at an extremely fast speed.

Wenzhou Hakka: Born as an uneducated self-employed, small handicraft workshops imitate international famous brand products and set up sales outlets all over the country (especially in remote and backward areas in the west). The prophet of Chunjiang Plumbing Duck grasped the market economy situation and made amazing profits in the early days. Large funds are tens of millions, hundreds of millions and billions.

Fujian Guest: Before the real estate boom (before 2005), 70% of the national highway, railway and power station tunnel projects were almost monopolized by Fujian people. They squeezed the blood and sweat of migrant workers by unfair means and entered the construction enterprises of central enterprises in China (that is, investing in the leaders of central enterprises). These enterprises developed rapidly. We must know that tunnel engineering has a huge capital flow. For example, a project with a total investment of 300 million yuan and a profit of 50 million yuan, Fujian boss is the most stupid. In addition, the smuggling flow in the early years can make famous women like Yang Yuying throw themselves at each other, which shows that the speed of smuggling capital accumulation is also very rare.

How big is the profiteering of the top secret No.6 real estate speculators?

Taking the upstairs building as an example, we secretly agreed with the real estate chairman in advance to snap up a huge number of houses (at least 300 sets) at a price of 2,200 yuan/square meter, encouraging the market price to exceed 7,000 yuan, and matching it with 10000 yuan/square meter, gradually selling it with the sales department and gradually withdrawing funds. Under the current policy situation of China government, the slower the withdrawal speed, the greater the benefits. How big is it?

When the average house price in second-and third-tier cities reaches 10000 yuan/day, the income of real estate speculators can reach 500%! Real estate speculators pounced on a city, but all the buildings were at the same time. In this way, the soaring housing prices in a city have become a fixed trend! Taking Hainan Island at the end of last year as an example, real estate speculators can make Hainan's housing prices one price a day and one market a night, creating one real dream after another!

In fact, most members of the real estate speculators did not finish high school, and their names were crooked. The technical content of real estate speculation is really very low. Addition, subtraction, multiplication and division are enough, even without weighted average. Not to mention all kinds of authoritative CPI, PPI and GDP. I invested some money. How much did I earn after 3 months? How much money will you make in six months? /kloc-how much money will you make in 0/year?

Top secret 7 will real estate collapse?

It is impossible for China's housing price trend to follow the Japanese crash schedule. When I said this, I forgot the most crucial point-China is a great socialist country! What is the concept of collapse? When house prices plummeted, China was in chaos.

At that time, it was unclear whether the RMB appreciated or depreciated. In any case, banks will fail, but it is difficult to withdraw deposits. 30% of central enterprises closed down and 60% of small and medium-sized private enterprises disappeared. However, house prices will definitely fall, and 30-40% is not too much. At this level, banks still have not suffered losses. People who have bought a house for their own use have little to do with this, and those who want to buy a house must be beaming. It is reasonable for real estate speculators or retail investors to make some contributions to the country and society.

Top secret, eight housing markets, four fools

1, the psychology of buying up and not buying down at home is a big fool;

Don't think it is convenient to buy a house and get a loan from the bank. The repayment plan of the bank is to recover most of the interest in the first two years. Banks are greedy and unreliable. The loan of 654.38+0.8 million and the repayment period of 25 years are the two biggest stupidities;

3. If you are a city hukou, there is no need to move your hukou. Buying a house now is a big idiot.

People who buy houses and live in their own homes are called "house slaves", and they must repay them in past lives and afterlife. "When they come out to mix, they always have to pay back the money." Pay back several thousand yuan to the bank every month, and your life will be far from quality. It is three kinds of stupidity for city residents to buy expensive houses;

Some people say that being able to afford a high-priced house is a sign of a man's success. Here I want to say that people who buy high-priced houses are all four idiots.

Suggestion: If you really want to live in a city, renting a house (of course, a stable rental price and lease term) is the best choice.

Do you know what a house bug is?

In the north, everyone who practices setting up stalls in the street should invite some friends and brothers to join, which will create a crowd. The name is "child care". The "child care" in the real estate industry has a special name called "houseworm".

1. On the opening day of the property, you have to buy a house and queue up to buy the number. You may be ranked 500th. However, when you finalize a house and sign a contract, you will find that your contract number is 0030.

Are you clear? Hundreds of people and thousands of people in front of you are "worms" invited by others with tips!

2. There is also a kind of "house bug", which really pays a deposit and signs a contract. However, after 1~3 months, once the house price soars, they will check out in batches. They are playing "fake ball", the real purpose is to pass the ball to the rigid buying group. Of course, there is a key difference between their contract with the real estate boss and your contract: there is no 5% penalty for checking out!

Certainly, the deposit when buying a house is given by the real estate boss in advance. Also, don't be busy. Every member surnamed Cao has a "hard work fee" of 5,000 ~ 20,000 yuan to participate in this ascaris raising activity. Can you believe it?

Top secret 10 How many people really care about housing prices?

1, government officials: care about their own careers; Pay attention to industry achievements; Pay attention to the GDP of this region, and the more land Wang Yue can be created, the more prosperous the local economy will be.

2. Commercial banks have been worried about whether the monetary loan task can be completed. The more loans, the greater the income. Deposit reserve or trade deficit is a matter for Beijing headquarters (each commercial bank has at least 5,000 municipal branches in the country, and the specific small policies are flexibly controlled by itself).

3. Economist: He studies for a doctorate, evaluates the professional title to the level of full professor, writes books for provincial and ministerial publications, naturally works in the so-called "Development Research Center", works 8 hours a day, and pays attention to his health in his spare time, otherwise his hair will fall out. It can't be ignored that quite a few economists are attached to consortia, and some of their views are held in order to earn some small interests.

4. Rich class (the working capital alone exceeds 5 million yuan): I have no passion for houses for a long time (I have long owned luxury houses).

5. Middle class (fixed capital exceeds 654.38+0 million, working capital is less than 654.38+0 million): It may participate in stock speculation and real estate speculation, and will quickly step into the rich class or become the poor class.

6. The poor class (office workers or individual owners, with monthly household income below 1 10,000 and savings below 65,438+10,000): rigid consumer groups, sensitive to the rise and fall of house prices, with strong demand for improved housing, and loyal house slaves.

7. Poor people (the monthly family income is less than 3,000, such as employees of enterprises that are about to close down, young college students who frequently change jobs, farmers and migrant workers whose savings are less than 20,000): It is almost a dream for people who have food and are hungry to buy a house in the city.

8. The poor class (the total monthly household income is less than 65,438+0,000, there is no water to eat in drought, and the house leaks when it rains): It is the object of government relief. Listening to buying a house is like listening to a sealed book.