When farmers guarantee loans to each other, does the bank stipulate that farmers' accounts must be in the same village to guarantee loans to each other?

There is no such rule, as long as it is agricultural registered permanent residence, right?

But it's up to the bank to decide whether to lend you money. If the bank thinks that the person who guarantees you has insufficient credit, of course, it will not agree to lend you money. ...

So it's not a question of whether the bank rules don't stipulate it, but whether he is willing to lend it to you.

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