Shenyang provident fund loan to buy second-hand housing, how to stipulate the loan period? Want to buy a house in 2005. How many years can I keep it? Twenty years? Thirty years?

The term of the housing provident fund loan is calculated according to the lowest of the following two items.

(a) the term of first-hand property loans shall not exceed 30 years, and the term of second-hand property loans shall not exceed 20 years.

(2) The sum of the borrower's age and the loan term shall not exceed 5 years after the statutory retirement age. The legal retirement age is generally calculated according to the age of 55 for women and 60 for men.

If two or more people purchase the same house and apply for housing provident fund loans, the longest loan period shall be calculated.

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