7 days.

Normally, if the payment is overdue for more than seven days, a credit report will be filed.

Late repayments during the epidemic will not be considered for credit reporting, but relevant situations need to be negotiated with financial institutions, especially for infected persons, quarantined persons, staff participating in epidemic prevention and control, and those who have lost income due to the epidemic. Source citizens, the country has issued legal regulations that clearly stipulate that they are not included in the credit report.