1, you can enjoy the car and house in advance.

2. It can prevent the house price from rising and make you unable to buy a house for a long time.

3. Investment funds can prevent the depreciation of funds to a certain extent.

You can buy a house with less money.

5. Improve the quality of life

Disadvantages:

1. Borrower's liabilities.

2, it is not easy to realize quickly.

3. There is a certain repayment pressure.