You can apply for personal business loans, and all major banks have similar products. The first is the specific requirements of CCB: \xd\ xd \ Shanrong Business Personal Business Loan \ xd \ Product Description \ xd \ Shanrong Business Personal Business Loan refers to the special loans provided by CCB for customers with limited personal business loans (including existing customers and new applicants). By signing up for the "Lending Link" service, the loan amount (non-commitment amount, the same below) of personal loan customers can realize self-help spending through online channels. \xd\ Basic Provisions \xd\1. Loan target: Chinese citizens with full capacity for civil conduct who are at least 18 years old but not more than 6 years old, and belong to investors of sole proprietorship enterprises, partners of individual partnerships and individual industrial and commercial households engaged in legal production and operation; Or the controlling shareholder or actual controller of a limited liability company or joint stock limited company established in accordance with the Company Law of the People's Republic of China. \xd\2. Loan term: non-revolving loan shall not exceed 3 years at the longest; \xd\ The maximum term of revolving line is 1 years, and the single term is no more than 1 year. \xd\3. Loan amount: the loan amount for a single household shall not exceed 1 million yuan. \xd\4. Loan purpose: It is used to meet the fund turnover financing needs in operation. \xd\5. Guarantee methods: mortgage, pledge, guarantee and credit. \xd\8. Repayment methods: including matching principal and interest repayment method, average capital repayment method, one-time repayment method of principal and interest at maturity, and monthly repayment method of principal and interest by installments, etc. \xd\ processing flow \xd\1. The new customer who applies for personal assistance loan shall sign the personal assistance loan loan contract according to the processing flow of personal assistance loan. \xd\2. Customers with existing loan lines or customers who newly apply for business loans open loan "zero" accounts. \xd\3. Customers with existing loan lines or customers who apply for new loans for personal assistance should fill in and submit the Application Form for Lending Link Service of China Construction Bank, sign a service agreement for Lending Link with customers after approval by our bank, and go through the opening procedures in accordance with the relevant regulations on Lending Link management. \xd\4. After signing the "Lending Link" service, the borrower can make corresponding payment. \xd\ If the payment is agreed by online banking, the borrower directly logs into online banking and selects the loan account number signed by Lending Link and the agreed counterparty account for payment. \xd\ If online shopping orders are used for payment, the borrower will choose the online bank of China Construction Bank for payment when making shopping settlement on Shanrong Business and other e-commerce websites, and then choose the loan account signed by Lending Link for payment after logging in to the online bank. The loan purpose of this kind of loan payment can be proved by the loan transfer payment flow automatically recorded by the system, and the corresponding flow system information should be kept as electronic files.