The introduction of "enterprise credit" is one of the subjects of bank qualification examination. The content of the exam is quite a lot, and the knowledge points are very complicated. We need to spend a lot of time to learn, understand and remember the knowledge points in each chapter, such as risk analysis, credit rating, loan issuance and so on. Of course, if we want to study "corporate credit" more deeply and comprehensively, we need to pay attention to literacy one by one and understand the proportion of each chapter. Then, the bank should be inspected. Let's take a concrete look.

1, chapter 8 loan guarantee management, there are about 34 main core test sites.

High-frequency test center 1: master the classification, scope, principles and functions of loan guarantees;

High-frequency test site 2: master the qualification and evaluation of loan guarantor, general provisions of guarantee, key points of risk and management, and business cooperation between financing guarantee companies and banks;

High-frequency test center 3: master the setting conditions, general provisions, main risks and management points of loan mortgage and loan pledge;

2. Chapter IX Loan Approval, about 2 1 main core test sites.

High-frequency test center 1: master the relevant contents of the separation of credit granting and loan review;

High-frequency test site 2: master the loan review items and approval elements;

High-frequency test center 3: master the determinants and determination process of credit line;

3. Chapter X Loan Contract and Payment, there are about 23 main core test sites.

High-frequency test center 1: master the signing process and management points of loan contract;

High-frequency test center 2: master the conditions, principles and review process of loan issuance;

High-frequency test center 3: master the types of loan payment and various payment methods;

4.XI Post-loan Management Branch has about 36 core test sites.

High-frequency test center 1: master the basic content of borrower's post-loan monitoring;

High-frequency test site 2: master the loan purpose and repayment account monitoring;

High-frequency test center 3: master the supplementary mechanism of guarantor management, collateral management and guarantee;

High-frequency test center 4: master the procedures, methods, index system and disposal of risk early warning;

High-frequency test site 5: master the handling method of credit business expiration.

Below I will introduce you to the specific content of "enterprise credit reporting", the core test center of the banking qualification examination. I want to remind you that the review of the qualification examination for banking is a long process, which requires you to prepare in advance, persist in learning, grasp the main points, and strive to cultivate personal skills and learn theoretical knowledge. I wish you success in your exam!