What are the procedures for house transfer?

2. What are the procedures for the transfer of a house with a loan?

Legal subjectivity: a house with a loan can be transferred. The transfer of a house with a loan must be approved by the mortgagee, and the original title certificate and other title certificates must be brought to the house management trading center for mortgage registration cancellation, and then to the real estate trading center for transfer.

Legal objectivity: According to Article 209 of the Civil Code, the establishment, alteration, transfer and extinction of the real right of immovable property shall take effect after being registered according to law; Without registration, it will not take effect, except as otherwise provided by law.

3. Can a house with a loan be transferred before the mortgage is repaid? What procedures and processes are needed?

No, you must pay off the loan before you can transfer the ownership. Housing mortgage loan refers to a loan that an individual pays a certain proportion of down payment when purchasing a house with property right certificate and a house or commercial house that can be traded in the market, and the rest is applied to a cooperative institution with the house to be purchased as collateral.

1. prepayment: the mortgage house must go through prepayment procedures, which are handled by the customers themselves (Xinchengtong Wealth can contribute if necessary);

2. The appraisal company evaluates the real estate and issues an appraisal report;

3. After the evaluation report is issued, the customer prepares the transfer information and makes an appointment for the customer to handle the transfer procedures.

4. What are the transfer procedures for the loan house?

The house can be transferred by loan, but the second transaction has the following provisions:

1, the second transaction of the house only changed the relationship between the property right certificate and the bank mortgage contract. In fact, the whole process is not so easy. First, the buyer's contract; The bank signs the loan and records the mortgage of the loan house.

2. If the house is bought and sold before the loan is paid off, it involves the name change of the above five versions.

First of all, according to the real estate law, the purchase contract cannot be changed. Secondly, from the bank's point of view, if the loan

3. About the change of mortgage registration ownership,

The house can be transferred by loan, but

1, the second transaction of the house only changed the relationship with the property right certificate of the house and the mortgage contract of the bank. In fact, the whole process is not completed first, and the real estate buyer and the real estate developer must sign the purchase contract; The bank signs a contract to mortgage the house and executes the house loan.

2. If the house is bought and sold before the loan is paid off, it involves the name change of the above five versions.

First, according to the real estate law, second, from the bank's point of view, if the loan is based on the purchased real estate,

3. About the change of mortgage registration ownership,

Second-hand housing refers to the real estate that has been registered in the real estate trading center, completed the initial registration and general registration, and listed again. It is a relative third-class market for developers and real estate property transactions.

Second-hand housing mainly includes commercial housing, second-hand public housing that allows listing and trading, housing for the poor, self-built housing, affordable housing and price-limited housing.

Trading rules

According to the relevant policies of housing reform, purchased public housing and affordable housing that have obtained legal property rights certificates include:

Meet the standards of public housing;

Housing projects purchased at standard prices;

Raising funds for cooperative housing construction;

Affordable housing purchased at the guiding price stipulated by the Municipal People's Government;

Housing projects purchased at the price and housing built by fund-raising cooperation. For example, in the administrative area of Beijing, public buildings and existing buildings directly managed by government housing management departments and managed by property rights units can be sold.

For maintenance reasons, second-hand housing transactions need to be the same. According to the contract, the buyer will pay the money to the seller, handle the house ownership formalities according to law, and the seller will vacate the house as scheduled and hand it over to the buyer.

evaluate

With the further development of the second-hand market, selling old houses has become a matter in many family plans. But how much is your old house worth? Overestimated that you can't sell it, underestimated that you are not worth it.

There are five solutions.

First, find an intermediary;

Second, find a special one.

Third, find acquaintances. However, no matter who you are looking for, let yourself know first.

Four, the average valuation method, the transaction price of the same type of housing, the average.

Five, the network survey method, through the network channels, to collect the latest housing price evaluation.