First, send your ID card and real estate license to verify the letter and evaluate the price.
Second, after checking the credit information and evaluating the total price of the real estate, we can know whether you can borrow money and how much money you can borrow according to the evaluated total price of the real estate (the reason for checking the credit information is to see if you have any overdue records. If there are not many overdue records, if you have settled them, you can take out a mortgage. We can only know how much you can borrow by evaluating the total price of the property evaluated by the company.
Third: If there is no problem with your credit information and the total price of real estate assessment comes out, you can operate the mortgage loan process.
Fourth: Bring your ID card, real estate license, marriage certificate (or single certificate), household registration book and income certificate to the bank to sign the contract.
(How many people are going to the bank to sign the contract on the real estate license)
Fifth: after the approval of the bank, you can notarize, mortgage other certificates and provide good use. Just waiting for the bank to lend money.
If you think you are a high-end customer, you can go directly to the bank.
However, the requirements of banks are very high, and it is basically difficult for customers to borrow money themselves.
If the loan amount is allocated to the company, it can reach 100% of the property, and if it is a personal consumption loan, the maximum loan amount can reach 70%.
If you need it, you can ask our company for help. Moreover, we are professional and know which bank is suitable for you and which bank has low interest rate. This is the most basic annual process, but you will encounter various problems during the loan process. You can contact me for details. I will provide you with a suitable plan.