Gitzo does not explicitly prohibit lending to old customers, and there is no saying that it only lends to new users. At present, Gitzo's loan requirements are high, and the system will decide whether to lend according to personal credit status, credit status, repayment ability and many other factors. It should be noted that since Gitzo is not a banking institution, it will also be affected by the external economic environment. If the external economic environment is not good and there are many borrowers, the loan review will be more stringent, and some users with poor credit qualifications will be screened out.

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