I have a friend with a mortgage of 80w, which is more than 7w every year.

6000 yuan per month, 5500 yuan after removing the provident fund, a total of 20 years.

The salary is less than one month1w. After tax deduction and social security payment, it is 8400 yuan.

After paying off the loan, there is still 2900 left.

I don't smoke, drink or play mahjong. 2900 yuan is enough for my own use. One day 100 yuan.

He and his wife have nothing to do, so they just fight at home. There is nothing else to do anyway.

His wife thinks that he has no ambition and can only earn so little money, and his life will become more and more difficult in the future.

His wife earns more than 4 thousand a month. If she buys some clothes and cosmetics, she basically disappears.

They are all consumed by themselves.

Both of them are going to have children, because their parents have been urging them, and he is very worried, because neither of them has the habit of saving money.

Besides the mortgage, your income will be spent.

I told him that the child still needs to be born, otherwise the cost of raising a child will still be high due to inflation in a few years.

After thinking for a long time, I thought it was quite reasonable, so I went home and continued to be a villain with my wife.

I suddenly feel that how many people's cash flows are occupied by mortgages and car loans, and how many people's lives are oppressed.

If you don't have a mortgage, you will spend 5500 yuan more every month, and the pressure will be much less.

Maybe we can have two children, save some money and deal with some emergencies.

My friend is an honest man. Although there are many ways to make money, if you work hard.

The income growth is still very slow, and the price increase of vegetables is so serious this year. To be honest, it's more difficult. ...

Mortgage, so that these young people without houses, on the way to repayment, delivered their youth.