1. In terms of loans, you can participate in loans within the permitted scope, such as new policy loans and loans other than joint loans, also known as joint borrowers.

2. co-borrower exists widely in the bank loan business. The most typical example is in housing mortgage loan, where husband and wife or co-buyers of houses apply for loans from banks as co-borrower. The relevant personal loan system clearly stipulates that co-borrower can be the co-owner of the purchased house or other natural persons who meet the loan requirements.