I. Responsibilities and functions of Beijing Provident Fund Center
Beijing Provident Fund Center is responsible for managing and supervising the deposit, withdrawal and loan of Beijing Provident Fund. It ensures that the deposit, withdrawal and loan business of the provident fund comply with relevant laws, regulations and policies, and ensures the safety and compliance of the provident fund. At the same time, the provident fund center is also responsible for providing provident fund inquiry, consultation and other services to facilitate depositors to know their own provident fund accounts.
Second, the provident fund deposit and withdrawal process
Deposit and withdrawal of provident fund is one of the core businesses of provident fund center. The depositor shall regularly deposit the provident fund into the designated account in accordance with the prescribed proportion and base. In the case of meeting the relevant conditions, the depositor can apply to the provident fund center to withdraw the provident fund for buying a house, repaying a mortgage, renting a house, etc. The provident fund center will review the application to ensure that the withdrawal behavior meets the requirements and handle the relevant procedures in time.
Three, provident fund loan policy and application conditions
In addition to handling the deposit and withdrawal business, the provident fund center is also responsible for managing and implementing the provident fund loan policy. Eligible depositors can apply for provident fund loans from the provident fund center and enjoy preferential policies such as low interest rate and long term. If you want to apply for provident fund loans, you need to meet certain conditions, such as the number of years of deposit and credit records. The provident fund center will review and approve the application according to the specific circumstances of the applicant.
Four, the supervision and service of provident fund center
While performing its duties, Beijing Provident Fund Center also accepts supervision from all parties. It actively responds to social concerns, improves service quality and improves work efficiency. The provident fund center also strengthens cooperation with other relevant departments to jointly safeguard the stability and healthy development of the provident fund market.
To sum up:
Beijing Provident Fund Center plays an important role in the management of provident fund affairs. It is responsible for managing and supervising the deposit, withdrawal and loan of the provident fund to ensure the safe operation and effective use of the provident fund. At the same time, the provident fund center also actively responds to social concerns, provides quality services, and safeguards the legitimate rights and interests of depositors.
Legal basis:
Regulations on the administration of housing provident fund
Article 2 provides that:
These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).
Regulations on the administration of housing provident fund
Article 8 provides that:
The cities where the people's governments of municipalities directly under the central government, provinces and autonomous regions are located and other cities with districts (prefectures and leagues) shall set up housing provident fund management committees as decision-making bodies for housing provident fund management. Among the members of the Housing Provident Fund Management Committee, responsible persons and relevant experts from the people's government, construction, finance, People's Bank and other relevant departments account for 1/3, trade union representatives and employee representatives account for 1/3, and unit representatives account for 1/3.
The director of the housing provident fund management committee shall be a person with social credibility.