Current location - Loan Platform Complete Network - Loan intermediary - What is the business process of the car loan company? I work in a car loan company, but I just joined the company and the process is not clear. Be detailed, preferably financial.
What is the business process of the car loan company? I work in a car loan company, but I just joined the company and the process is not clear. Be detailed, preferably financial.
I. Accepting customer applications Accept customer financing applications in an interview manner.

2. Collect loan information (1) Company customers: borrowing enterprises 1 Loan Application Form; 2. The enterprise profile of the borrowing enterprise; 3. Enterprise "credit information" materials; 4. The Articles of Association of the borrowing enterprise (for the record of the Industrial and Commercial Bureau); The resolution of the shareholders' meeting or the board of directors of the borrowing enterprise on the company's loan; 6 20 10 audited financial statements; 7 20 1 1 spot financial statements; 8. The "explanation of foreign borrowing funds" of the borrowing enterprise (including the funds borrowed from various financial institutions); Borrowing enterprise: copy of business license, copy of tax registration certificate, copy of organization code certificate, copy of account opening license and copy of loan card; 10 Copy of legal representative's ID card, sample of employment certificate signature ④ Customer's seal card; 1 1 special trade business license. 12 environmental impact report (form) and documents such as "approval document" and "acceptance opinion" of environmental protection department; 13 enterprise capital verification report; 14 tax payment certificate and water and electricity payment documents of the borrowing enterprise in the previous year and on-site (the first three months) (copy). (2) Guarantor information of corporate customers: 1 Enterprise Profile of the guarantee enterprise; 2. Articles of Association of the Guarantee Enterprise (for the record of the Administration for Industry and Commerce); 3. Resolution of Shareholders' Meeting or Board of Directors on Providing Guarantee; 4 20 10 audited financial statements of the guarantee enterprise; 5. Spot financial statements of the guarantee enterprise for 20 1 1 year; 6. Description of external guarantee; 7 materials of guarantee enterprise: original and photocopy of business license, original and photocopy of tax registration certificate, original and photocopy of organization code certificate, account opening permit and loan card;