Does the questioner want to ask "Why does the Alipay balance of the China Development Bank loan show that it is unavailable?" The account does not have real-name authentication, and issuance of red envelopes is not available.

1. The account does not have real-name authentication, and the money received from others is displayed as unavailable.

2. When a red envelope is issued, the amount is displayed as unavailable. The red envelope has expired. If the red envelope has not been used, the amount will automatically return to available status.