Postal savings bank, industrial and commercial bank, agricultural bank and so on.

Many banks can apply for interest-free loans, but interest-free loans are generally targeted at specific customers and belong to policy public welfare loans. They basically need lenders to meet specific loan requirements, and the qualification review of lenders is strict.

2. Where can I apply for an interest-free loan for veterans?

Generally speaking, interest-free loans for veterans are the responsibility of local civil affairs departments. The local civil affairs department is responsible for providing interest-free loans to veterans. Specifically, you can consult the civil affairs department first, and then apply for interest-free loans from relevant banks. The loan is provided by the bank. You can also call the bank customer service hotline to apply for an interest-free loan.

1. If you want to apply for an interest-free loan, you need some basic information. Proof of identity and business premises: the borrower must carry true and valid certificates that can prove his identity, proof of residence and proof that the specific residence is a fixed residence. Proof of funds: If the loan applicant needs to have a certain amount, it is one of the important conditions to measure whether to borrow.

2. The settlement applicant must open an interest-bearing loan in the loan bank, and the use of the funds must comply with the relevant national laws and the bank's need for real estate mortgage and third-party guarantee. And you also need to submit relevant information to show your credit status and repayment ability to the bank. In this case, the chances of successful loans will also increase.

Many banks such as China Construction Bank and Industrial and Commercial Bank can apply for interest-free loans. In fact, interest-free loans come from bank loans. Specifically, it is a loan between the government and banks, which can also be called a policy loan. They all have certain pertinence and particularity, and can be regarded as real interest-free loans. The maximum interest-free loan for individuals is 300,000 yuan, the maximum interest-free loan for enterprises is 3 million yuan, and the maximum loan period is 3 years. Therefore, with a guarantee or guarantor, you can apply for an interest-free loan to be completed within the government.

1. Interest-free loan is a kind of credit issued by banks or other financial institutions at a certain interest rate and must be repaid. The interest rate is paid free of charge by the bank or the government or the corresponding institution.

3. Where can I get interest-free loans for college students?

If college students want to apply for interest-free loans, they need to apply to the local personnel bureau after meeting the application conditions. After passing the preliminary examination, the Personnel Bureau shall issue a recommendation form, which shall be submitted to the local guarantee institution after being audited by the local Personnel Bureau. After the guarantee institution guarantees the applicant, the applicant can take the relevant information to the bank to apply for a loan, and after passing, he can get an interest-free loan.

The specific process for college students to apply for student loans is as follows:

1. application

The applicant receives the application form and other application materials, fills in the application form truthfully and completely, and then submits the application form and the required materials to the national student loan agency.

2, the school institutions to review the loan.

School institutions organize students to apply for loans and accept student loan applications within the annual loan amount and control ratio issued by the National Student Loan Management Center.

3, the handling bank for loan approval.

After receiving the loan application materials, the handling bank will investigate and review the application materials, which will take about 20 working days.

4. Sign a loan contract with students.

After approval, the school will organize students to fill in, sign loan contracts and IOUs within 10 working days according to the loan student roster provided by the handling bank, and submit them to the handling bank.

Step 5 issue loans

The handling bank will transfer the loan to the designated account opened by the school in the handling bank within 20 working days after signing the loan contract and loan receipt with the borrowing student.

Step 6 repay the loan

Borrowing students will repay as scheduled according to the contract after completing their studies with the student-origin loan.

Four. What about interest-free loans? Where should I go first?

Spread out completely

1. If you have a project to invest, there will be some situations similar to interest-free loans. This is a big investment project and needs national approval.

You want to mortgage things easily and take out the money without interest. This is unlikely. There is no such financial service in formal channels.

The so-called "interest-free loan company" can't handle your gold card as smoothly as they say. Anyway, there will be no pie in the sky, so be careful.

4. See if there is any local policy for laid-off workers. There are a few in some places.