It’s a bit difficult. In principle, yes. However, in practice, it is difficult for people with mainland registered residence to apply for loans to purchase real estate in Hong Kong and get approval. The main reason is that whether a bank in Hong Kong will lend to an applicant mainly depends on whether the applicant's income (i.e., income) is sufficient. People with mainland household registration are often unable to obtain loans because they are unable to provide banks with tax receipts, valid income certificates and other materials. However, among the real estate transaction cases facilitated by the author, there are also cases in which people registered in mainland China finally obtained bank loans with proof of assets and income. It is also worth noting that the Hong Kong Monetary Authority issued regulations on June 10, 2011 requiring banks to reduce the proportion of building mortgage loans by 10% for people whose income comes from non-Hong Kong.