Legal Analysis: Soldiers can buy houses in the following ways:

1. Soldiers can provide officers' certificates and household registration certificates issued by the army to prove that they can buy a house. If you want to buy a house in the name of a soldier, if you want to buy a house according to the local housing policy, if you want to restrict the purchase of a house, and if you need a loan, you can consult the local bank. Generally speaking, the required materials are the ID card accounts of both husband and wife of the borrower.

2. If a soldier wants to buy a house, he can use the official certificate and marriage registration certificate (marriage certificate) to issue a certificate to the relevant department. You can't settle down in the house you buy in the future. Military families can only settle down in the house where the troops live, but this does not affect the property rights of your house.

Legal basis: Measures for the Application and Issuance of Resident Identity Cards for Servicemen and People's Armed Police.

Article 3 The registration items of resident identity cards of active servicemen and people's armed police include: name, gender, nationality, date of birth, long-term permanent address, citizenship number, personal photo, validity period of certificates and issuing authority.

Article 4 The contents of the registration items of resident ID cards of active servicemen and people's armed police shall be based on the contents recorded in their files and the citizenship numbers compiled by public security organs, and the units at or above the regimental level shall uniformly organize the collection, entry and review of written information and portrait information.

Article 5 Soldiers and people's armed police shall fill in the Registration Form for Resident Identity Cards of Soldiers and People's Armed Police when applying for obtaining, renewing or replacing their resident identity cards, and units at or above the regimental level shall apply to the public security organ of the people's government at the county level where their permanent residence is located.

2. Can active servicemen borrow money to buy a house? How to deal with it?

Of course.

With provident fund, you can use provident fund loans, and you can also use commercial loans without provident fund.

Commercial loans are higher than provident fund loans. If you have good qualifications, you can borrow 80% of the house price.

Third, how do active servicemen borrow money to buy a house?

1. Loans are divided into property guarantee and credit guarantee. If you have real estate, you can mortgage it to the bank for direct loans; If it is a personal credit guarantee, it is recommended to go to the bank to ask if you are eligible for a loan.

2. In addition, soldiers can't apply for provident fund loans, but they can do it through their loved ones. If not, they can borrow money through commercial housing mortgage. If you want to buy a new commercial house, you can consult the sales girl and ask the sales staff to help budget the down payment and installment interest. If you buy a second-hand house, you can find a broker to help you pre-select, and then decide whether to buy or not and sign a contract after consideration. The pressure of debt service is relatively small, and the same amount of money is paid every month. The total interest is more than the principal repayment, so it is more appropriate to repay the loan in advance. The pressure of repaying the principal in the early stage is relatively high, and then it will decrease every month. The total interest is less than the principal and interest, so it is not appropriate to repay the loan in advance. Therefore, if the income is not very high, it is recommended to choose the repayment method of equal principal and interest.