If it refers to the provident fund loan in Changsha, the employees who have paid the housing provident fund or their family members (spouses and minor children) can repay the housing loans with ownership within the scope of the city in accordance with the Interim Measures for the Administration of Housing Provident Fund in Changsha, and then they can apply for signing the Agreement on Entrusted Withdrawal of Housing Provident Fund Repayment in Changsha, and then entrust the Provident Fund Center to withdraw the amount from the employee's own housing provident fund account on a monthly basis. Housing provident fund business bank outlets, online booking, counter settlement.

Monday to Friday from 9: 00am to12: 00pm and from 2: 00pm to 5: 00pm (except statutory holidays).

Provident Fund hedging process:

To apply for monthly repayment of hedging loans, the following conditions shall be met:

1. The borrower (and spouse) shall apply for mortgage to repay the housing provident fund on a monthly basis;

2. In the process of monthly hedging repayment, the sum of the balance of the borrower's and spouse's housing provident fund should be enough for one month's repayment;

3. The borrower's housing provident fund loan is not overdue at present, including the overdue loan compensated by the guarantee company, and the borrower has also paid it off;

4. When applying for monthly mortgage repayment, the borrower shall promise to make up the difference in his bank repayment account in time when the available balance of his or her spouse's housing provident fund is insufficient for mortgage repayment.

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