First, introduce the platform. Users can borrow money quickly after logging in. Developed and operated by Shenzhen Wan Hui Financial Services Co., Ltd., it is an intermediary platform providing loan information recommendation and drainage services. Mainly for users who need money badly. They have carefully created various peer-to-peer lending and drainage services for users who are in urgent need of money. The term is flexible, the maximum loan amount can reach 65,438+000,000 yuan, and the official commitment is that the annualized comprehensive rate of user loans is not higher than 36%.
Second, product classification. There are mainly two types of products: one is a long-term revolving loan, which can be repaid in 12-24 installments, with a maximum of 65,438+10,000 yuan; The other is short-term turnover, which can be divided into 6- 12 periods with a maximum amount of 50,000 yuan. As can be seen from the loan amount of this APP, it mainly deals in small short-term loans.
Third, product advantages. According to the application, this loan app has a very low threshold for applying for a loan. You can apply for a loan with a basic monthly income of 2000 yuan. According to different loan products, the loan amount ranges from 0-65,438+0,000 yuan. Lenders only need to submit their own identity information to get approval and loans quickly. According to the official propaganda, basically, the applicant submits the relevant materials in 1 minute, and the credit can be completed in 1 second, and the fastest is1hour. However, due to the chaos in the online loan market, it is recommended that lenders choose a big platform for lending, otherwise they will not be able to repay the loan after the deadline, and the address book will be seriously exposed by the other party.
There is also a loan App, now called ppmoney. Loan is a quick loan product developed and operated by Shenzhen Wan Hui Financial Services Co., Ltd., a subsidiary of Wan Hui Group. Loans include emergency loans and installment payments. The products borrowed by the applicant are different, the amount is different, the repayment period is different and the interest is different. The loan includes interest, account management fee and quick approval fee. Moreover, the emergency loan is charged with interest on a daily basis, and interest, account management fee and quick approval fee are charged when repayment is made. Lending treasure is a fast loan diversion app developed and operated by Guangdong Hexiang Technology Co., Ltd. Lending treasure provides loan matching/loan diversion service with low threshold, simple application and flexible cycle for users who urgently need money. Users can quickly complete the whole process operations such as borrowing and repayment through the Lending APP.