1, the house is too old.

In fact, it is still related to the regulations of the bank, especially the second-hand houses with older houses, which will affect the subsequent transactions. For a simple example, if a house is loaned for 30 years, the lender will not be able to repay the loan after 15 years, and the house will be auctioned. At this time, the house is 45 years old, and it is generally difficult to sell it. It is of little use for banks to hold old houses, so banks generally do not lend to houses that are too old, so basically the age of the houses is about 20 to 20 years.

2. Unclear property rights

For example, the owner of the house died, but did not go through the inheritance procedures. At this time, the property rights are unclear and loans cannot be made.

3. Incomplete housing procedures.

For example, small property houses do not pay land transfer fees and have no real estate licenses. Such a house can't be traded, and banks can't lend money. Yoshiya real estate encyclopedia, buying a house needs more knowledge.