Normal is 7 working days, I hope.

Second, is SAIC's car loan review strict and easy?

As a car loan, SAIC loan is still a good loan. Generally, as long as the credit card has no bad record and is not overdue, it will generally pass if the information is filled in and handed over to the 4S shop. If you have a mortgage, it is easier to get a loan. If the credit card repayment record is never overdue, it can be approved in seconds.

With the increase of consumers' income and the introduction of policies to encourage automobile consumption, family cars are entering the public family at an extraordinary speed. Along with it, car loans are also constantly innovating.

As far as the current automobile loan situation is concerned, all the consumer loan products provided by banks can provide automobile loan services, but the market share of automobile consumer loans is always low. The reason is that car loans are risky and the proportion of non-performing loans is much higher than that of mortgage business.

At the same time, the amount of auto loans is relatively low, but the pre-loan and post-loan costs that banks need to invest are very high, which also makes many commercial banks not interested in this business. The emergence of auto financing companies just meets the market demand.

Generally speaking, the loan form of finance companies is flexible and targeted. The loan interest rate provided by financial companies will generally vary according to the years of car loans, and the interest rate will fluctuate according to the down payment ratio of car buyers. Of course, the usual rule is that the shorter the loan term, the higher the down payment and the lower the loan interest rate.

Third, is the general financial car loan approved?

Usually within 3 days. Auto financing loan to buy a car process:

1, go to the car 4S shop to choose the model;

2. Fill in the loan application form of the auto financing company and provide relevant supporting materials;

3. Waiting for the approval of the auto financing company;

4. Examination and approval of financial auto companies;

5. Sign car purchase contracts and car loan contracts;

6. Pay down payment and vehicle purchase tax;

7. Handle new car registration and mortgage registration procedures and other related procedures;

8. Pick up the car and repay it on schedule according to the loan contract. Auto financing company refers to a non-bank financial institution established with the approval of China Banking Regulatory Commission to provide financial services for China auto buyers and consumers, and the loan from General Motors Finance Company is a representative one.

4. Does SAIC-GM get a car loan quickly?

It must be reliable, there is no doubt that this is a formal institution ~

Large companies and local institutions, guarantee companies, etc. It's not the same level at all. There are so many people in the country applying for car loans through general finance, there is nothing to worry about!

I moved here from the encyclopedia. Take a look for yourself:

SAIC General Motors Finance Company is the first professional auto finance company in China, providing financing services for GM and other auto brand customers and auto dealers. Since its establishment, the company has provided all-round auto finance services to more than 500,000 auto consumers by virtue of international advanced auto finance management experience and technology, and maintained a leading position in the market.