Generally, it is repaid in installments, ranging from three months to one year, usually half a year, and repayment is required every month.

For example, Ping An Bank's policy loan stipulates that the loan period should not exceed 6 months, and the value date is the date when the funds arrive. Wechat official account repayment: users can search and pay attention to Pacific Life Insurance's official WeChat account on mobile phone WeChat, click on my account-my loan in the bottom column, enter personal information according to the page prompts, and make repayment according to the prompts after entering the page.

2. Bank card repayment: When users apply for policy loans, they generally need to provide bank cards as loan cards and repayment cards. When the repayment date is agreed, the user will deposit the money into the repayment account, and Pacific Company will automatically deduct the money.