People who can apply for housing provident fund loans must meet the following conditions:
(1) must be the spouse or other family members of the owner.
(2) must meet the conditions of provident fund loans.
For example, the continuous deposit time of housing provident fund is not less than six months; There is no housing provident fund repayment debt, and there are no outstanding debts that may affect the repayment of housing provident fund loans. When the borrower's spouse and family members are the same borrower, the loan amount of housing provident fund can be calculated according to the regulations, and they shall bear the responsibility of jointly repaying the housing provident fund loan.