Look at the nature of the loan, for example, the purpose of the loan is to buy furniture and decorate the house. Banks will ask third parties to pay, as well as purchase and sale contracts and invoices. However, a large loan is generally needed, and the bank savings card designated by the bank is credited within 200,000 yuan.

Second, a bank loan is a bank card in which the money is put before the bank transfers it to the borrower.

Bank loans are usually paid directly to borrowers. Unless there is a formal entrusted payment third party. Otherwise, it is impossible to call a third party. If you see someone talking about a loan, call a third party and then call you. That's basically a liar Banks don't have this business.

Third, where did the money from the bank loan go?

Under normal circumstances, the associated card needs to be associated with a bank card when applying for a loan. After the loan is approved, it will be loaned to this bank card. Except for some special loan products, such as project funds may be paid in cash, most bank loans are paid by transfer, and cash is basically not used. Extended data:

Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit. Generally, you need a guarantee, a house mortgage, proof of income and good personal credit information before you can apply. Moreover, in different countries and different development periods of a country, the types of loans classified according to various standards are also different. For example, industrial and commercial loans in the United States mainly include ordinary loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mostly take the form of discounted bills, credit accounts and overdraft accounts. Borrower's requirements: 1. Natural persons (Hong Kong, Macao, Taiwan, Mainland, foreign countries) aged 18-60. 2. Stable occupation and income. The ability to repay the loan principal and interest listed in Schedule 3. The actual age of the borrower and the loan application period shall not exceed 70 years old. The information that the borrower should provide is 1. You need both husband and wife's ID cards, household registration book/temporary residence permit and household registration book. 2. Marriage certificate/divorce certificate or judgment/single certificate. 3. proof of income (format stipulated by the bank) 4. Copy of business license of the company (with official seal) 5. Credit certificate: including academic qualifications. 6. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements. Personal credit loan is a fashionable loan method, so what conditions do you need to apply for this kind of loan? Under normal circumstances, the bank requires the borrower to have a second-generation ID card, a certificate of stable work, a certificate of income, and a certificate of loan use; Personal credit status is good; There are also certain restrictions on the income of borrowers. The average monthly income of ordinary borrowers is not less than 4000 yuan. After submitting the relevant application materials, the bank can apply for a loan with a monthly income of 5-8 times, that is, an unsecured loan and a new loan from Ping An Bank.

4. Bank loan Before the bank transfers the money to the borrower, what bank card should I put the money into first?

The bank supervisor has the right to check. Banks can only check the data of their own banks, but not the bank cards of other banks.

However, I think you should also pay attention to two points:

1. Are you the borrower or the payee under the contract?

If you are a borrower, you will bear all the borrowing debts in the future.

2. If you are the payee of entrusted payment.

You should be concerned about the money. (That is, to whom, why, because of Qian Cong, if something goes wrong with your account, you will be responsible. ) Because the entry and exit of money may involve violation of regulations and money laundering, you should sort out the story of entry and exit.