Because having social security means having a job locally. Buying a car and asking for social security is probably a local employee with a job. Explain that you have a stable job and income and the ability to pay by installments. If you can't meet the requirements of the car dealer, you can only buy a car in full. Social security is generally not needed. Buying a car by mortgage requires social security, and you can buy a car loan without social security. Proof of income is one of the necessary procedures for loans. If you can't provide proof of income, you can't prove your repayment ability, and the loan can't pass. Social security is not a key factor in the loan process. You can buy a car without social security. There are generally three mortgage ways to buy a car by loan, namely, auto financing company, intermediary guarantee and bank loan. Car buyers with loan intentions can choose the corresponding loan method according to their repayment ability. Buying a car and getting a license is generally to register with the vehicle management department where the household registration is located and get the license plate of the household registration. If the car buyer wants to get the license plate of the place where he works or often lives, he needs to provide the car buyer's residence permit or social security payment certificate. Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity. Article 64 Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.
Second, why should I ask social security when buying a car? What is social security?
Yes, if you want to shake the number in Beijing, you must be a social security officer in Beijing. Compared with your contribution to Beijing, why should others sell it to you cheaply?
I want to get a loan to buy a car. Why do banks need social security records?
Materials to be prepared for the loan:
1, personal identification: ID card, residence permit, household registration book, marriage certificate and other materials;
2. Provide stable proof of address: such as house lease contract, water and electricity bill, property management and other relevant certificates;
3. Provide proof of stable income source: bank flow sheet, labor contract, etc.
4. Other information stipulated by the bank.
Fourth, why did the hospital ask you to buy social security before prescribing medicine?
1, medical insurance is divided into two accounts, personal account, and the money reflected in the medical insurance card can be bought at the designated pharmacy, and the individual pays part of the money; The overall account is managed by the medical insurance center, and the expenses incurred by the insured who meet the local medical insurance reimbursement are paid by the overall account.
2. When seeing a doctor, show the medical insurance card to the designated hospital to prove the identity of the insured. At the time of checkout, the part paid by individuals shall be paid at their own expense, and the part reimbursed by medical insurance shall be settled by medical insurance and hospitals. Individuals do not need to pay first and then reimburse.