If your credit is good and you need a loan, you can apply for a loan through China Merchants Bank with a China Merchants Bank card. There is no prophase. If you are already a user of China Merchants Bank and have downloaded China Merchants Bank Mobile Banking, you can log in to Mobile Banking, all my loans and try to get a loan.

If you have a China Merchants Bank credit card to log in to the Pocket Life APP, click "Card". Finance I want to borrow money, subject to the audit results.