1. Can I borrow from my father's provident fund?

2. Can I directly withdraw my father's provident fund?

First of all, if the seller agrees to use the provident fund loan when buying a house, you must also use the provident fund loan of the buyer himself or his spouse instead of your father's provident fund loan.

Secondly, after paying the down payment, it is the same restriction to withdraw money from the provident fund account to repay the loan.

Therefore, your situation suggests that you can use your father's name to buy a house, so you can use his provident fund account, but you must pay off the mortgage before you can add your name or change your name to the real estate license. Think about it yourself.