1, for the purchase of commercial housing or affordable housing, the maximum loan amount shall not be higher than 70% of the total purchase price; The purchase of second-hand houses or units to raise funds to build houses shall not be higher than 60% of the total purchase price. If the price of the house purchased by the borrower is obviously higher than the market price, the loan amount shall be determined according to the assessed price;
2. The maximum loan amount of Yankuang Sub-center of Jining Housing Provident Fund Management Center and Jining City Comprehensive Service Hall is 300,000 yuan;
3. The maximum loan amount of Yanzhou City, Qufu City and Zoucheng City Sub-centers is 250,000 yuan;
4 Weishan County, surabaya county County, Yutai County, Jinxiang County, Jiaxiang County, Wenshang County and Liangshan County, the maximum loan amount is 200,000 yuan;
5, individual housing provident fund loan amount should be determined according to the following circumstances:
(1) The maximum loan amount shall not exceed 70% of the existing value of the collateral; Where securities are used as collateral, it shall not exceed 90% of the face value of the securities, and the maturity date of the securities shall be the loan term.
(2) According to the monthly income of the borrower and the same borrower, the calculation formula is: the loan amount of the borrower = the average monthly salary of the borrower and the same borrower in the previous year × 12 months× loan period× 40%.
Finally, the approval of the provident fund management center shall prevail.