China has policies on financing for small and medium-sized enterprises. Enterprises can apply for loans from banks for daily production and operation, scale expansion and marketing. Because of the high loan amount and low interest rate, banks play an important role in the loan industry. Many banks have loan products specifically for enterprises, among which Xingye Easy Loan is such a product that can meet the "short-term, frequent and urgent" financing needs of enterprises.

Easy-speed loan is characterized by convenient application and simple procedures, because in the Internet age, it is no longer necessary to bring all kinds of materials to the bank to apply for loans repeatedly. As long as the application materials are complete, the approval time of Industrial Bank will not exceed 3 working days after submitting the application, which was unimaginable in the past, and it will not last for 10 days and a half months.

So what kind of product is Easy Loan?

This paper mainly uses the standardized "scorecard" method to evaluate and score the actual business situation and risk essence of small enterprise customers, and reasonably approve the credit line, with the focus on improving efficiency.

Main advantages:

1, the mortgage rate is high, and the highest mortgage rate of fixed assets can reach100%;

2. The loan term is flexible and free to choose;

3. Various repayment methods;

4. The scope of application is wide, and the bank can handle loans, trade financing, acceptance bills, discounts, letters of guarantee and other business varieties.

To sum up, as a SME loan, Easy Quick Loan is very convenient and can be completed in three days. The process is simple, and the maximum amount is100000, which can fully meet the needs of general enterprises. In addition, there are many repayment methods, such as one-time repayment of principal and interest, monthly repayment of interest or equal repayment of principal (interest) on a monthly basis, which you can choose at will and decide according to your actual situation.