1. What procedures are required after the car loan is repaid?

The follow-up procedures after the car loan is repaid are: 1. Call the bank to confirm that the loan has been paid off, and then make an appointment to get the relevant documents back. Information and proof of car loan settlement. Be careful to keep it carefully, as the car loan settlement certificate is a necessary document for the mortgage release procedure.

2. Go to the vehicle management office at or above the municipal level to register for mortgage release. Mortgage registration is a way for the bank to prevent you from buying or selling a vehicle during the loan process. Therefore, your car will be marked as a mortgaged vehicle in the vehicle management office's system. Only after we complete the mortgage cancellation registration can you buy or sell the vehicle. Then we can get back our big green book

3. Change the name of the insurance and change the beneficiary of the insurance to ourselves.

4. Dismantle the GPS locator

Legal basis

Article 9 of the "Car Loan Management Measures" A borrower who applies for a personal car loan must meet the following conditions at the same time :

(1) Citizens of the People’s Republic of China, or residents of Hong Kong, Macao, Taiwan and foreign countries who have lived continuously in the territory of the People’s Republic of China for more than one year (inclusive)

(2) Individuals with valid identity certificates, fixed and detailed addresses and full capacity for civil conduct;

(3) Individuals with stable legal income or sufficient repayment of loan principal and interest Legal assets;

(4) Good personal credit;

(5) Ability to pay the required down payment;

(6) Other requirements required by the lender condition.

2. What procedures need to be completed after the car loan is paid off?

1. Call the customer service number of the bank or the car finance company, and follow the instructions of the customer service to enter the information, get the settlement certificate, unzip the contract, etc.

2. Go to the vehicle management office to cancel the mortgage and pay off the car loan. This is what we have to do. After paying off the car loan, you need to bring your ID card. The staff of the 4S store will take you to the vehicle management office to apply for it. Then when there are four big words "release mortgage" on the big green book, this car The car is truly yours.

3 Dismantle the GPS. When buying a car, you will pay GPS fees, and buying a car with a loan is no exception. This GPS function is mainly used by 4S stores to locate your vehicle at any time in order to prevent you from refusing to repay. So after we pay off the car loan, we must remove it, otherwise our privacy will be easily leaked.

4 is insurance change, which is what we must do. When the loan was taken out, the first beneficiary of the insurance was the bank. Now after we pay off the loan, we have to change it to our own name. This will be more convenient when we get into danger in the future, and the insurance company will not transfer the money to the bank.

Although it is very fast and convenient to buy a car with a loan, you must do these four things after the loan is completed. Otherwise, the car will not be yours in the end.

3. What steps do you need to go to the bank to buy a car after paying off the car loan? Or should you just finish the repayment...

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4. What procedures need to be completed after the car loan is repaid

The car loan is paid off:

1. When you go to the bank or apply for a car loan, you sign the loan settlement certificate of the car loan agreement, and all of it is paid off;

2. Get back the vehicle registration certificate that was originally mortgaged;

3. Go to the local vehicle management office to handle the vehicle unmortgage procedures, and the original loan installment will be used to buy the car. It is mortgaged, and the status of the vehicle as mortgaged is also registered on it, so the repayment procedure is in progress;

4. Go to the insurance company to go through the procedures for changing the beneficiary of the car insurance.

Legal basis: Article 30 of the "Motor Vehicle Registration Regulations"

To apply for cancellation of mortgage registration, the owner of the motor vehicle and the mortgagee must apply together and confirm the application information , and submit the following certificates and vouchers:

(1) Identity certificate of the motor vehicle owner and mortgagee;

(2) Motor vehicle registration certificate.

If the people mediate, rule or make a judgment to cancel the mortgage, the motor vehicle owner or mortgagee shall confirm the application information and submit the effective mediation letter, ruling or judgment issued by the Motor Vehicle Institute, as well as the corresponding The Association

The vehicle management office shall submit the self-submitted certificates and vouchers, and endorse the content and date of the mortgage cancellation registration on the motor vehicle registration certificate.