If you forget to repay your car loan and are one day overdue, you should take the following measures as soon as possible:

1. Contact the lending institution immediately: Communicate with the lending institution as soon as possible, explain the situation and report it to them Apologize. Provide a detailed explanation and offer to pay the additional costs of late payment.

2. Pay arrears and penalties: Repay the arrears as soon as possible and pay any late fees or penalties that may arise. Prompt action can reduce the risk of a bad credit history and make future borrowing less difficult.

3. Repair your credit record: Work with your lending institution to ensure your credit record is updated promptly and to repair any adverse effects caused by late payments. Maintaining a good credit history is crucial to applying for other loans or credit products.

Summary: If you forget to repay your car loan and are one day overdue, you must first contact the lending institution as soon as possible and pay the outstanding amount, apologize and bear the corresponding expenses. Afterwards, work with your lender to repair your credit history to avoid long-term negative effects on your credit.

Extended information: Late repayments may result in bad credit history, increased interest payments, late fees or penalties, and may affect future borrowing ability. Therefore, it is recommended to set regular reminders to ensure on-time repayments, and to promptly communicate with the lender if you encounter problems. Self-discipline in managing your finances can help avoid late payments.

Supplementary information: If the debt continues to be outstanding, the lending institution may take legal measures, such as recovery measures or reporting the case to a credit bureau, which will further affect the personal credit record and the possibility of applying for other loans. sex. Therefore, it is very important to resolve overdue repayment issues promptly.