2. Website inquiry: Log in to the website of the local housing provident fund fund fund management center for inquiry. After entering the home page, click "Personal Loan Inquiry", and then enter "Loan Repayment Information Inquiry" in the left menu bar to inquire about historical repayment information.
3. Inquiry in the official WeChat account: The borrower can pay attention to the official WeChat account of the local "housing fund management center", bind the loan account, and inquire about the repayment according to the prompt requirements.
Provident fund loan process
1. Calculate the loan amount and term: employees who apply for provident fund loans can consult with the developer, the loan undertaking bank or the housing provident fund.
2. Apply for a loan: employees who purchase houses must apply for a loan from the provident fund loan undertaking bank, provide a copy of the above-mentioned required information, and bring the original for inspection.
3. Signing: After the loan application is approved, sign the loan contract at the provident fund service hall as required.
4. Go through the formalities of house purchase transaction and mortgage registration.
5. Bank Lending: After the mortgage formalities are completed, the loan undertaking bank will lend money to the applicant according to the loan contract, and the funds will be directly transferred to the account designated by the developer.
Precautions for prepayment of provident fund loans
1, treatment conditions:
(1) After normal repayment 1 month, the borrower may apply for partial repayment or settle the repayment in advance, and the loan shall not be overdue at the time of application;
(2) When applying for partial repayment in advance, you can also apply to the entrusted bank for shortening the repayment period or changing the repayment method.
2. Processing flow:
The borrower can apply for prepayment at the entrusted bank with the original ID card, and the prepayment of principal and interest is sufficient. If the acceptance personnel meet the requirements, fill in and confirm the Advance Payment Application Approval Form.
The above is what Bian Xiao shared for you about how to inquire about the repayment details of provident fund loans. More information can focus on the construction industry and share more dry goods.