Alipay generally does not verify the information of poverty certificate. Requirements for poverty proof: 1. The name of the lender must appear on the poverty certificate, and it must be exactly the same as the name on my ID card. It can't be replaced by homophones or irregular abbreviations, and there can't be typos. The name of the lender shall not be changed. 2 proof of poverty requires the official seal of the township (town) people's government where the family is located, or the official seal of the higher authorities. Among them, the effective official seals are: township (town) people's government, county civil affairs bureau and civil affairs bureau. Note that the official seal of the villagers' committee and the official seal of the unit are invalid. Try not to have more than two official seals on the poverty certificate. 3. The words "the family is in financial difficulties and needs to apply for a national loan" appear in the poverty certificate. 4. Proof of poverty requires material paper or manuscript paper, written with a pen or water-based pen. Writing with a ballpoint pen is invalid.

Fake poverty certificates will be verified by Alipay. Legally speaking, there is a great possibility of committing fraud. Relevant requirements for poverty proof:

1. The name of the lender must be clearly shown on the poverty certificate, and it must be exactly the same as the name on my ID card. It can't be replaced by homophones or irregular abbreviations, and there can't be typos. The name of the lender shall not be changed;

2 proof of poverty requires the official seal of the township (town) people's government where the family is located, or the official seal of the higher authorities;

3. The words "the family is in financial difficulties and needs to apply for a national loan" appear in the poverty certificate;

4. Proof of poverty requires material paper or manuscript paper, written with a pen or water-based pen. Writing with a ballpoint pen is invalid.

Criminal law of the people's Republic of China

Article 193

The crime of loan fraud is under any of the following circumstances. Whoever defrauds banks or other financial institutions for the purpose of illegal possession, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(a) fabricating false reasons such as introducing funds and projects;

(two) the use of false economic contracts;

(3) using false documents;

(four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral;

(5) obtaining loans by other means. ?