Generally speaking, after successfully applying for Huimin loan, users can go directly to any business outlet of Bank of Communications and withdraw cash through the counter or self-service equipment. At the same time, users can also use the exclusive card of Huimin Loan to pay by credit card.

1. It's not impossible to transfer Huimin Loan, but if you want to transfer it, you must click "Transfer Now" on the page of successful withdrawal or "Transfer to Loan Fund Account" on the page of successful application for Huimin Loan Line after Huimin Loan is successfully opened and the loan funds are distributed to a special account, and then you can transfer the loan funds of Huimin Loan to a non-credit card account with the same name.

2. There are also restrictions on the collection account of Huimin loan fund transfer, and accounts such as real estate companies and investment companies cannot be accepted. Also, the Huimin loan transfer function is still being promoted, so not all branches support it.

1. Bank of Communications Huimin Loan is a pure credit consumer loan product. After the successful launch, the customer will not lend money until he clicks "Apply for Withdrawal" in the mobile banking or opens the automatic lending function of consumer payment. After the loan is successful, the released funds also enter the special account for Huimin loan in real time.

2. Customers can inquire about the loan amount and records of Huimin Loan through "Account Inquiry" of personal online banking of Bank of Communications or "My-All Account Inquiry-Transaction Details" of mobile banking.

3. Bank of Communications Huimin Loan is a personal credit loan of Bank of Communications for the working class, which does not require mortgage and guarantee. The loan amount can only be used for consumption, not for other purposes such as house purchase and wealth management. At the same time, the maximum loan amount of this product is 300,000 yuan, and the longest loan period is 36 months. You can borrow it and return it, and there is no handling fee for prepayment. Because it is a bank loan product, the submission of credit inquiry is affirmative. On the application page of Huimin Loan, there is indeed a power of attorney that I have read and agreed to inquire and provide personal credit information, so it is difficult for users with poor credit information to apply.