In the process of approval of Taiyuan provident fund loan, the provident fund center has received the materials and is in the process of approval. The personal loan business of housing provident fund in Taiyuan is subject to three-level examination and approval by the loan department authorized by the central legal person. Personal loans of retail investors strictly implement the policies related to personal loans of the central housing provident fund.

In Taiyuan, the application for the overall project of individual housing provident fund loans is subject to project filing management, and the loan management office, the leader in charge of review, the director of the examination and approval center or the loan review committee will consider the three-level examination and approval.

Conditions for applying for housing provident fund loans in Taiyuan.

(1) The borrower has paid the housing provident fund in full every month for more than 6 months (including 6 months) before the loan application date.

(two) the borrower and his spouse have no outstanding housing provident fund personal housing loans.

(three) approved by the center to buy, build, rebuild, overhaul occupied housing and repay loans from commercial banks for occupied housing consumption.

(four) the borrower must have a stable income and the ability to repay the principal and interest of the loan on schedule; The monthly repayment amount shall not exceed 60% of the family income provided by it; Family income can be supplemented by increasing the number of auxiliary borrowers.

(5) Being able to provide loan guarantees recognized by the Center.

(6) The borrower has a good reputation.

Refer to the above? Taiyuan housing provident fund center-loan approval