Current location - Loan Platform Complete Network - Loan intermediary - What is the initial password when logging in with your ID card in the China Development Bank’s student loan online system?
What is the initial password when logging in with your ID card in the China Development Bank’s student loan online system?

When using your ID card to log in to the China Development Bank’s student loan online system, the initial password is your 8-digit date of birth. If you have an incorrect password when logging in, you should contact your loan financing center or the Education Bureau to reset your password. Please note that the initial password is only applicable to the first login. If you need to change it, please consult the relevant agency.

The standard amount of student loans for students in their place of origin is no more than 8,000 yuan per person per academic year, of which tuition and accommodation fees are the main purposes. Important reminder: If you have already obtained a national student loan from a university, you cannot apply for a credit student loan from the student’s place of origin.

The loan period is determined according to the academic system, generally up to 14 years, with a grace period of two years after the student graduates. During the grace period, students do not need to repay the principal. After the grace period, students will repay in installments according to the contract. For students who have studied for more than 4 years and are continuing their studies, the repayment period will be shortened accordingly.

When using a student loan from the student’s place of origin, the borrower needs to read the contract carefully and pay attention to policy adjustments. Loan information may be used publicly and affect a person's credit record, so it is important to ensure that repayments are made on time and that accounts are reconciled with the funding management department and the bank to avoid any problems.

The above information comes from the national student loans and student loan entries on Baidu Encyclopedia for your reference.