Bank cards supported by small loans: China Bank, Industrial Bank, China CITIC Bank, Minsheng Bank, Industrial and Commercial Bank, Agricultural Bank, Bank of Communications, Shanghai Bank, Jiangsu Bank, Chongqing Rural Commercial Bank, Huarong Xiangjiang Bank, Chouzhou Bank, Chongqing Bank, Guangzhou Bank, Guangdong Huaxing Bank, Changsha Bank, bank of luoyang, Harbin Bank, Guilin Bank, Taian Bank, Jiangxi Bank, Kunshan Rural Commercial Bank and Shangrao. Quanzhou Bank, Jiaxing Bank, Jining Bank, Shenzhen Rural Commercial Bank, Jiangsu Changjiang Commercial Bank, Laishang Bank, Suining Bank, Jiujiang Bank, Bank of East Asia, Baoshang Bank, Shang Qi Bank, Ping An Bank, Shanghai Pudong Development Bank, Guangfa Bank, China Everbright Bank, Bank of Beijing, China Construction Bank, Postal Savings Bank and China Merchants Bank. "Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September. "Micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.

"Microfinance" has the following characteristics:

1) Unsecured and unsecured;

Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.

(2)7*24 hours service, the fastest 1 minute to complete the loan;

Relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24 hours online service, with convenient and efficient procedures. All processes are completed on mobile phones, and loans can be made in 40 seconds at the earliest.

(3) There is no handling fee for prepayment;

Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.