Due to the divorce agreement, the house belongs to the daughter's personal property after two years. At present, the father only has the right to use. Of course, the daughter needs to sign a mortgage loan with the house, but signing it means that the individual agrees to mortgage the loan with his personal property. If father doesn't pay back the money, he can't pay it back. Even though the terms indicate that the money is for the father, the fact is that the daughter's property is used as a guarantee. Of course, my daughter has taken over the loan and she is unable to pay back the money. Natural, mortgage house