Legal analysis: the army has a military provident fund with a maximum loan of 600,000. You have to go to the house to sign a contract, and take the purchase contract to the army to apply for a quota. However, if you take the information to apply for a loan from ICBC or CCB, which cooperates with the house, you can consult the mortgage staff in advance to understand the detailed relevant policies.

Legal basis: Article 6 of the Measures for the Administration of Military Housing Provident Fund Loans, the loan amount shall not exceed the maximum amount determined by Xiangtan Housing Provident Fund Management Committee (hereinafter referred to as the Management Committee), and must meet the following conditions at the same time:

(1) The maximum loan amount shall not exceed 80% of the value of the house purchased or mortgaged, and the maximum amount of housing accumulation fund paid by one party shall be 400,000, and the maximum amount of housing accumulation fund paid by both parties shall be 500,000.

(2) The loan amount shall not exceed the borrower's actual repayment ability. The monthly repayment amount of the loan generally does not exceed 50% of the monthly income of the borrower's family. The monthly income of the borrower's family is determined by referring to the deposit base of the provident fund or according to the income certificate provided by the borrower's unit.

(3) The household liabilities paid by both parties to the housing provident fund shall not exceed 700,000, and the household liabilities paid by one party shall not exceed 500,000.