Does bank mortgage loan include provident fund loan? What is the relationship between the two? thank you

No, for banks, provident fund loans are entrusted loans and are entrusted by the housing provident fund management center. The review of procedures and post-loan management are managed by the provident fund company, and the risks are borne by the provident fund management center.

Housing mortgage loan is a self-operated loan, and the bank undertakes all formalities and risk management.

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