Legal analysis: No. First of all, bad credit information affects the economic life of the parties, such as handling credit cards and loans. Generally speaking, parents with bad records will not affect their children, because in the credit center, they are all independent credit subjects and have nothing to do with each other. At the same time, the credit information system itself does not have a blacklist, but only objectively records the credit status. Blacklists are made by banks and other financial institutions themselves. Credit investigation refers to the establishment of credit files for individuals or enterprises by professional and independent third-party institutions, and the collection and objective recording of their credit information according to law. And provide credit information services to the outside world according to law, providing a platform for professional credit institutions to enjoy credit information.

Legal basis: Article 16 of the detailed rules for the development of party member by China Producers' Party must conduct political review on the development targets. The main contents of political examination are: the attitude towards the party's theory, line, principles and policies; Political history and performance in major political struggles; Law-abiding and social morality; The political situation of immediate family members and the main social relations closely related to themselves. The basic methods of political examination are: talking with myself, consulting relevant files, looking for relevant units and personnel to understand the situation, and making necessary letters and telegrams or forwarding. After listening to my introduction and consulting relevant information, if the situation is clear, there is no need to transfer or transfer. When conducting political review of the development goals among the floating population, we should also seek the opinions of the grassroots party organizations in their domicile and residence. Political censorship must be serious, realistic and pay attention to my consistent performance. The review should form conclusive materials. Anyone who fails to pass the political examination or fails to pass the political examination cannot join the party.