1. The houses used for secondary mortgage should be houses with large market development and commercial buildings.

2. For individual housing, the house under two mortgages must be an existing house.

3. The house is a first-hand house purchased with a mortgage loan from China Bank.

4. The mortgage registration of the house has been completed, and our bank is the mortgagee of the house; .

5. The house has been insured, and the original policy is managed by China Bank; .

Second, the necessity of procedure.

First, about 70% of the general loan evaluation price is evaluated, and then ID card, household registration book, household registration book, income certificate and marriage certificate are provided. Go to the bank for face-to-face signing, approve the loan letter, pay off the loan of the last bank in advance, and cancel the mortgage registration.