According to the analysis of Huawei consultants, Huawei's credit risk is within the controllable range, and banks will conduct risk review and evaluation according to its mortgage situation, so the natural credit line is high and the risk is low.

Credit line refers to the stock management index of short-term credit business approved by commercial banks for customers, which can generally be divided into single loan credit line, borrowing enterprise line and group borrowing enterprise line. As long as the credit balance does not exceed the corresponding business variety index, the business departments of commercial banks can provide short-term credit to customers quickly regardless of the accumulated amount and the number of issuance, that is, enterprises can easily recover the short-term credit funds of banks, thus meeting customers' requirements for fast and convenient financial services.