There is no unified standard for the identification of improved housing, and regulations on improved housing vary from place to place. There are generally two options for judging improved housing:

One is based on the per capita housing area in the area as the criterion. Taking Nanjing as an example, whether improved or non-improved housing is judged based on whether the per capita housing area of ??the home buyer before purchasing the house is lower (equal to) or higher than the city's per capita housing area. If the second property purchased is larger than the per capita housing area in Nanjing, it will be considered an improved housing. For example, the per capita housing area in a certain city in a certain year is 25 square meters, and the standard for improved housing for a family of three is 75 square meters.

There is also a dividing line of 90 square meters, that is, the first house is less than 90 square meters, and the purchase of a property of more than 90 square meters for self-occupation is considered to be the purchase of an improved residence.

Identification of improved housing in Shanghai

According to the relevant policies issued by the Shanghai Provident Fund Management Center, it is clear that if the per capita housing area is less than 33.4 square meters, buying a house again is the purchase of "improved housing".

Shanghai’s improved housing policy:

1. Shanghai’s improved housing policy

For those who purchase a second improved ordinary home, the maximum provident fund loan limit Reduced from 800,000 yuan to 600,000 yuan. At the same time, Shanghai will tighten provident fund personal loans for "investment and speculative house purchases."

The most basic conditions for "investing in speculative house purchases" are to purchase a second (including the second) or more non-improved houses; the per capita housing construction area of ??the borrower's family exceeds 33.4 square meters (2008 Shanghai Municipal The per capita housing construction area in urban areas), the second loan purchase is deemed to be the purchase of non-improvement housing.

3. Standards for identification of ordinary housing in Shanghai

(1) Multi-high-rise housing with more than five floors (including five floors), as well as old-fashioned apartments, new-style lanes, and old-style lanes with less than five floors etc.;

(2) The construction area of ??a single unit is less than 140 square meters;

(3) The actual transaction price: less than 1.44 times lower than the average transaction price of housing on land of the same level, Those located within the inner ring line are less than 4.5 million yuan/unit, those between the inner ring line and the outer ring line are less than 3.1 million yuan/unit, and those outside the outer ring line are less than 2.3 million yuan/unit.

Legal basis

"Notice of the Shanghai Municipal Housing Administration on extending the validity period of some normative documents"

1. "Shanghai Housing Security and Housing Administration" Notice on the exemption of urban infrastructure supporting fees for public rental housing in this city (Shanghai Fang Guancai [2014] No. 337), the validity period is extended to November 15, 2024.

2. "Notice of the Shanghai Housing Security and Housing Administration, Shanghai Planning and Land Resources Administration, Shanghai Finance Bureau, and Shanghai Local Taxation Bureau on Adjusting Standards for Ordinary Housing in the City" (Shanghai Housing Management Standard City [2014] No. 6), the validity period is extended to November 18, 2024.