1, the proportion of small loans shall not be less than 70%: small technology loan companies shall take small loans as their main business direction and ensure that the proportion of small loans in the total loans of the company shall not be less than 70%. Companies should actively carry out microfinance business and provide microfinance support for individual industrial and commercial households and small and micro enterprises.

2. Loans related to agriculture and science and technology should be no less than 70%: Small-scale science and technology loan companies should pay attention to supporting the loan demand in agriculture and science and technology. Agriculture-related loans are loans provided to farmers, agricultural cooperatives and other agricultural subjects, while science and technology loans are loans provided to science and technology enterprises, innovative enterprises and other scientific and technological subjects. The company shall ensure that the proportion of agricultural and scientific loans to the total loans is not less than 70% to support the development of agriculture and science and technology.

3. Medium-and long-term loans should not be less than 70%: Small technology loan companies should pay attention to providing medium-and long-term loan support to meet the long-term capital needs of enterprises. Medium-and long-term loans refer to loans with a long loan period, which are used for long-term projects such as capital investment and equipment purchase of enterprises. The company shall ensure that the medium and long-term loans account for no less than 70% of the total loans to support the long-term development of the enterprise.